You may have heard and even laughed about GEICO being sued by a Missouri woman who contracted a sexually transmitted disease (STD) as a result of unprotected sex in a GEICO-insured vehicle. Beyond the sheer inventiveness of the plaintiff, this …
Within ISO’s Building and Personal Property Coverage Form (CP 00 10), a 180-day limitation applies to three situations: Within the Additional Coverage – Debris Removal. Simply stated, debris removal expenses, up to the eligible limit, are paid only if they …
“Can a certificate of insurance limit the breadth of protection provided by the insurance policy and endorsements?” This has to be the weirdest certificate of insurance (COI) question I have ever been asked. Generally, the question goes the other way, …
Insurance Services Office (ISO) has released to Big I’s Virtual University the upcoming Homeowners’ multi-state filing tentatively effective beginning in March 2022. Yes, 2022. Eleven years have passed since ISO’s last major multi-state filing, so this is major. Within this …
On March 20,2020, I began tracking COVID – specifically the daily numbers of new cases, deaths and recoveries. I undertook this task for several reasons: I enjoy data, I wasn’t going anywhere for a while, but more specifically so that …
Questions swirl around the available COVID vaccines. Some are medical questions and some are legal questions. The most common legal question is, “Can employers require the vaccine?” An employer’s legal ability to require the vaccine is outside the scope of …
Something must be in Ohio’s air. Another Ohio court recorded a pro-insured COVID decision on January 19, 2021. In Henderson Road Restaurant Systems, Inc v. Zurich American Insurance Company, the United States District Court for the Northern District of Ohio …
A Christmas Day explosion rocked Nashville, Tennessee. Officials believe 63-year-old Anthony Q. Warner is responsible for the blast that damaged several buildings, injured three people and reportedly killed Warner. Various reports state that Warner took steps to assure there were …
March 21, 2020, I began tracking COVID – specifically the daily numbers. I undertook this task for several reasons: I enjoy data, I wasn’t going anywhere for a while, but more specifically so that I could discuss it intelligently. Clearly …
Effective November 1, 2020, Insurance Services Office (ISO) is introducing 19 new endorsements for its business auto program. Many of these changes are the result of requests from IIABA’s Technical Affairs Committee. Following is a brief description of each of …
