February 21, 2005
Insurance Journal Midwest Magazine

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In this Issue

• Editor's Note
  Head of the Class on Tort Reform
  While President Bush's effort to remake Social Security from a social...
• Features
  Auto Insurance Rates to Climb By 1.5% in 2005
  The cost of auto insurance is expected to rise by just 1.5 percent in...
• Features
  Insurers Land Big Senate Win on Class Action Rules
  The U.S. Senate rejected what could have been damaging amendments and...
• Newsbriefs
  AIA: PROPOSED WORKERS’ COMP REFORMS A START
  The American Insurance Association termed proposed reforms by Gov....
• Newsbriefs
  HOMEOWNERS RATES 4TH LOWEST IN NATION
  Ohio insurance consumers continued to benefit from a healthy...
• Newsbriefs
  DOI ISSUES STUDY ON BOOMING LONG-TERM CARE RATES
  Premiums have increased for some long-term care insurance policies...
• Newsbriefs
  BILL WOULD TOUGHEN INSURANCE FRAUD PENALTIES
  Strengthening Indiana's weak insurance-fraud law will raise Indiana's...
• People & Places
  People & Places
  Mark Edwards During the Agency Peak Performance EXchange fall...
• Features
  Message to Board: Find Out What’s in Your D&O Policy Before It’s Too Late
  Not knowing the difference between a "severability clause" and a...
• New Markets
  Management and Professional Liability
  Nuts & Bolts: Pittsburgh-based National Union Fire Insurance Co. has...
• New Markets
  Health Care Transit
  Nuts & Bolts: In conjunction with acquiring the book of business of...
• New Markets
  Cyber Risk
  Nuts & Bolts: This new program from ISO includes policy contract...
• Features
  Insurance Agents’ E&O: Are You Properly Covered’
  Have you heard the story of the shoemaker's children? Although their...
• Features
  TRIA Renewal Remains Uncertain
  Efforts to extend the federal terrorism insurance backstop, set to...
• Features
  Fiduciary Liability: Obtaining Effective Insurance
  As discussed in part one of this series in the Feb. 7 issue (page...
• Features
  Turning Prospects Into Clients: Are These INs Keeping You Out’
  Year by year, it becomes increasingly challenging to secure...
• Features
  Safeguards in Hiring Process Can Help Prevent Lawsuits Later
  There are five times in the employer-employee relationship when the...
• Parting Shots
  Ohio’s Common Sense Legal Reform
  2004 was a landmark year for common sense legal reform in Ohio. The...
• Features
  Outsiders See Need for Practical Solution to Compensation Disclosure
  III Joint Forum: From the Outside Looking In It's not very often that...
• Features
  Retailers Reel in the Perfect Catch
  Response Time, Service Crucial When Selecting E&S Brokers, IJ Survey...
• Cover Story
  Kings & Pawns: Excess Brokers’ Moves and Mergers
  The emergence of large national and regional firms and the creation...
• Features
  Marsh & McLennan Faces Off with Insurance Journal Readers
  The street has become a superhighway, far removed from the clubby...
• Ratings
  Hartford Steam Boiler, Subs Upgraded
  A.M. Best Co. upgraded the financial strength rating to "A++"...
• Ratings
  Arch Affirmed, Outlook Positive
  S&P revised its outlook on Arch Capital Group Ltd. to positive from...
• Ratings
  St. Paul Travelers Subs Affirmed
  Standard & Poor's Ratings Services affirmed its "A+" counterparty...