In this Issue
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RatingsR&SA-USA Downgraded
A.M. Best Co. downgraded the financial strength ratings of Royal &... -
FeaturesUnited Fire and Casualty Co. Revised
S&P revised its outlook on United Fire & Casualty Co., UFCS's wholly... -
RatingsMontpelier Re Unaffected By Dividend
Standard & Poor's Ratings Services said its ratings on Montpelier... -
RatingsAdirondack Ins. Exchange Assigned
Demotech Inc. assigned a Financial Stability Rating of "A"... -
FeaturesFor Many Agency Owners, Cross Selling Is a Missed Opportunity
Amazon.com has a message for agency owners. When ordering a book from... -
Cover StoryWorkers’ Compensation: In-Between the Good, the Bad, and the Injuries
With overall claims frequency still on the decline and loss costs and... -
FeaturesFrom the Fraud Wire … Outrageous Stories Hit the Headlines
A California Department of Insurance Fraud Division investigation... -
Editor's NoteNo, Michigan!
Imagine there's a 200-pound boulder crushing your left foot... -
People & PlacesPeople & Places
James B. Allen Toledo, Ohio-based agency Hylant Group announced the... -
FeaturesKiller Tsunamis and the Marine Insurance Market
Early in the morning hours on Dec. 26, 2004, opposing subterranean... -
FeaturesThe Cluster Option: A Short Survival Guide
It's back! The soft market for commercial lines is hitting much of... -
Cover StoryServing the Friendly Skies
When the 1970s began, Bill Moloney was afraid of flying. When the... -
FeaturesWorkers’ Comp Loss Prevention: Going Beyond the Safety Dance
You work hard, yet you're frustrated. Why is your client still... -
FeaturesKey Cluster Considerations
What will be the cluster structure? Will it be very loose and... -
FeaturesAon Complaint Memos Reveal Personal Lines Arrangements
The recent $190 million settlement between the world's second largest... -
FeaturesNCOIL Approves Producer Compensation Disclosure Model Act
The approval of a revised producer compensation disclosure model act... -
NewsbriefsAG ASKS JUDGE TO MAKE WILLIS HAND OVER DOCUMENTS
Minnesota Attorney General Mike Hatch filed a 400-page motion in... -
NewsbriefsPOLL: MAJORITY SUPPORTS TAX PLAN
A slim majority supports Gov. Jennifer Granholm's plan to shift the... -
NewsbriefsAIA: TAX HIKE WILL HURT CONSUMERS
The Washington, D.C.-based American Insurance Association recently... -
NewsbriefsMILITARY PROTECTION BILL PASSES SENATE
The Kansas Senate has unanimously passed a bill to protect the... -
NewsbriefsSTATE MOVES MOST LINES TO FILE AND USE
A new law signed last week by Gov. Dave Heineman, a Republican, will... -
NewsbriefsBILL WOULD FORM LEGISLATIVE COMP APPEALS PANEL
A new panel of North Dakota legislators would review workers'... -
Parting ShotsAsbestos Litigation: Manufacturing’s Silent Killer
If you still had doubts about the need for lawmakers to pass serious...