Small Business Insurance/BOPs; Errors & Omissions; Nonprofits/Social Services/ Public Entities

In this Issue

Features
Start-Up Stories: How New Agencies Are Competing
A Crop of Newly-Formed Agencies Is Defying the Hard Economy and Soft...
Features
Ohio Caps Workers’ Comp Experience Mods
The Ohio Bureau of Workers' Compensation (BWC) board of directors has...
Features
North Dakota Eyes Allowing Self-Insurance
A North Dakota state agency is the only entity that can legally sell...
Features
Agents Win When Sheboygan’s Fall-ing Mutual is Saved
A few years ago, Sheboygan Falls independent agents were working with...
Closing Quote
5 Risk Management Challenges for Public Entities in Today’s Economy
Local governments increased their commitment to risk management over...
Features
Starting an Agency? Go Rural, Think Small
Question: How many people does it take to support an insurance...
Declarations
Declarations
Middle Strategy "This truly is a strategic move not a financial move....
Business Moves
Business Moves
Liberty Mutual, Wausau Liberty Mutual Group, which sells insurance...
It Figures
It Figures
1 in 502,544 The odds of dying in an aircraft accident, according to...
Features
Wisconsin Court Sides with Insurer on Denying Underinsured Motorist Coverage
The Wisconsin Supreme Court has ruled in favor of an insurance...
Features
Nebraska Volunteers Have Immunity
Volunteers preparing to respond to disasters in Nebraska have the...
People & Places
People
Former Iowa Insurance Commissioner Therese M. Vaughan, Ph.D., has...
Features
Indiana Teachers Seek Some Immunity
Indiana lawmakers are considering a bill that would provide qualified...
Features
Systematic Sales Strategy Should Be Priority No. 2 for Agency Managers
In this hard economy coupled with the soft market, most agencies...

National Coverage

Carrier Watch
Insurers’ Stocks Down 14%; Middle Market Carriers Active in Intermediary Acquisitions
Stock Price: Commercial lines stocks mirrored those of major indices...
New Markets
New Markets
The following markets were selected from the MyNewMarkets database of...
Features
Human Services Agencies Can Benefit from Agent Advice, Especially in Challenging Economic Times
Custom Coverages and Loss Control Can Help Non-Profits Survive While...
Features
Employee-Powered Excellence
With a Conservative View on Growth and Employees as Owners, J. Smith...
Features
5 Business Owner Policy Gaps and Pitfalls Agents Should Watch Out For
Business owner policies, traditionally referred to simply as BOPs,...
Minding Your Business
Time Management
10 Tricks of the Trade Time is the only resource we cannot recreate...
Features
How to Avoid Agency Errors and Omissions Claims
Advising Clients on Specific Dollar Values of Coverages They Need to...
Features
Study Shows Need for Standardizing Nursing Home Social Workers’ Credentials
Only Half of Nursing Homes Surveyed Employ Social Workers with...
Features
Pros and Cons of Running a Small Business Unit
Agencies Say SBUs Take Dedication, Technology But Offer Profitability...