In this Issue
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Cover StorySurplus Line Carriers
First Responders Once upon a time, the excess and surplus line market... -
People & PlacesPeople and Places
Troy Moody Denver-based Moody Insurance Agency, which specializes in... -
Minding Your BusinessProfit Center Accounting
Is personal lines costing the agency money? How profitable is that... -
FeaturesBuilding Relationships Key to Success Says NAPSLO’s Incoming President
Polizzi Prepares to Take the Reins at Orlando Convention Thirty years... -
FeaturesOne-on-One with NAPSLO’s Outgoing President
When the outgoing president of the National Association of Surplus... -
FeaturesLexington CEO Talks Shop:
Kelley Touts Innovation as Core Competitive Advantage Lexington... -
FeaturesConverium’s Conundrum: Reserve Requirements Hit Reinsurer
When Zurich Financial Services (ZFS) spun off its reinsurance... -
FeaturesKnowing vs. Doing in a Changing Marketplace
As the market changes do you possess the courage to do what you know... -
FeaturesGrowth Determines Retail, Wholesale Broker’s Value
Sustaining Progress in a Changing Rate Environment The wind has been... -
FeaturesIndia – Fascinating, Frustrating and Growing
This is the second in a series of articles on the Asia insurance... -
FeaturesFarewell Reflections, Part Three-Have You Noticed That’
The following article is part three of a three-part commentary... -
RatingsClarendon Outlook Stable
Standard & Poor's Ratings Services revised its outlook on Clarendon... -
RatingsSafeway Property Downgraded
A.M. Best Co. downgraded the financial strength rating to "B" (fair)... -
RatingsFederated National, American Vehicle
A.M. Best Co. placed the financial strength rating of "B" (fair) of... -
RatingsAllstate Floridian Under Review
A.M. Best Co. has placed the financial strength rating of "A-"... -
RatingsErika Insurance Downgraded
A.M. Best Co. announced it downgraded the financial strength rating... -
People & PlacesPeople & Places
David Crosby The Jenkins Athens Group, of Concord, headquartered in... -
Editor's NoteDiversity in the Industry
I had an interesting conversation this past weekend with an agent I... -
FeaturesGovernor Signs Three Post-Fire Homeowners Bills
Governor Arnold Schwarz-enegger signed three homeowners bills into... -
NewsbriefsNEVADA COURT REFUSES TO BLOCK MED-MAL INITIATIVE:
The Nevada Supreme Court ruled on Aug. 24 that a medical malpractice... -
NewsbriefsSTATE FARM TO LOWER CALIFORNIA AUTO INSURANCE RATES:
State Farm will lower auto rates for its California auto insurance... -
NewsbriefsCALIFORNIA WORK COMP FRAUDSTERS TO BE POSTED ON WEB:
Governor Arnold Schwarzenegger recently signed into law AB 2866,... -
NewsbriefsCALIF. LEGISLATURE, GOV. TAKE POSITIVE STEPS ON ISSUES:
The Association of California Insurance Companies (ACIC) commended... -
NewsbriefsWASH. L&I PROPOSES SMALL INCREASE IN WORKERS’ COMP RATES IN 2005:
Workers' compensation premiums would increase an average of only 3.7... -
FeaturesInsurance Carrier Won’t Renew Lake Havasu
The city of Lake Havasu, Arizona has been told by its insurance... -
New MarketsContractors and Artisan Excess Liability
Nuts & Bolts: Salmen Insurance Services announced it now offers... -
New MarketsCalifornia Custom Home Builders
Nuts & Bolts: Hull & Company announced its new GL product (occurrence... -
New MarketsWeather Product Series
Nuts & Bolts: NIF Weather Risk Management, a division of NIF Group... -
New MarketsCommercial Property
Nuts & Bolts: AXIS U.S. Insurance's excess and surplus property unit... -
New MarketsContractors
Nuts & Bolts: Sandy, Utah-based Prime Ins. Syndicate Inc. is offering... -
New MarketsAmateur Sports Facilities
Nuts & Bolts: Philadelphia Ins. Cos. has a new "Amateur Sports... -
New MarketsVisitors to U.S. – Health Coverage
Nuts & Bolts: Florida-based XN Financial Services announced it will... -
New MarketsEvacuation Coverage
Nuts & Bolts: ACE USA's Global Terrorism Unit is introducing a new... -
Fraud RoundupFederal Conviction Upheld of Calif. Man with History of Sunken Yachts
A California lawyer who attempted to sink his $1.9 million yacht will... -
Fraud RoundupCalif. Professor Convicted in Staged Hate Crime Case
Kerri Dunn, a Claremont McKenna College psychology professor from... -
Fraud RoundupTwo Suspects Still at Large in California Contractor Bond Fraud Case
Authorities are seeking two men suspected of participating in a scam... -
FeaturesThermography: Claims Adjudication’s Science of the Future
Millions of dollars worth of building defect litigation is going on... -
FeaturesInsurers Hope to Put Off TRIA’s Sunset
Regardless of whether President George W. Bush is re-elected or John... -
FeaturesThe Growing Clout – and Controversy – of Consumer Credit Records
It's Not Just the Insurance Industry Using Credit Scores to Size-Up... -
FeaturesTeens Follow Lead of Parents in Driving Habits
High school and middle school students overwhelmingly say their... -
FeaturesA Fresh Look at Rating Territories for Auto and Homeowners Insurance
Inaccurate Territories and Assignments Hurt Consumers, Agents and... -
FeaturesAre your companies’ territorial definitions what they should be’
Here are some questions agents should ask to determine territorial... -
FeaturesHurricanes Equal Crunch Time for Reinsurers
High-tech charts and up-to-the-minute data meticulously track... -
FeaturesGoing Paperless – Is it for the Independent Agency’
All Agencies Can Benefit from a Paperless Environment Many... -
FeaturesDos and Don’ts of First Meetings With Prospects
Sometimes salespeople get so wrapped up in making the sale that they... -
FeaturesRegional Spotlight
"Regional Spotlight" highlights the products, services, financial... -
FeaturesMergers & Acquisitions Made Easy with Your Strategic Advisory Director
There's no doubt that mergers and acquisitions are a booming trend... -
FeaturesCity of Hope, California Ins. Council to Honor Scottsdale Insurance President
The California Insurance Council (CIC) for City of Hope will honor... -
FeaturesRival Insurer Gave Far More than it Said to Group Battling SAIF
Insurance company Liberty Northwest gave far more money than it had... -
FeaturesHow Contractors Can Get a Grip on Workers’ Comp Costs
Small contractors struggling with workers' compensation coverage may... -
FeaturesIAIABC Panel Takes Fresh Look at Terrorism
In a code orange New York, the International Association of... -
FeaturesIICF’s Annual Bridge Week Kicks Off Oct. 9
"With charity for all, ... let us strive on to do all which may... -
FeaturesWCIRB Summary of March 31, 2004 Insurer Experience
The Workers' Compensation Insurance Rating Bureau of California... -
FeaturesProducers Caught in Multistate Surplus Lines Web
Surplus line producers have benefited greatly from the... -
FeaturesNo Instruction Book for Dealing With Employee Theft
No matter what your position in business—small business owner,... -
Parting ShotsSuccessful Agencies Build on Management Systems
Ask adults what they like most about McDonald's fast food...
