November 3, 2008
Insurance Journal West Magazine
Insurance Journal West Magazine
Focus on Professional Liability/PLUS; Habitational/Dwellings; Agents' E&O Survey
In this Issue
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Features
Pete Garvey, current president of Integro Ltd., assumed the... -
FeaturesPublic School Officials Can Be Liable for Not Responding to Harassment Claims
A California school district could be liable for damages for an... -
FeaturesCalifornia Commissioner Announces 5% Workers’ Comp Rate Increase
Rejecting the Workers Compensation Insurance Rating Bureau's (WCIRB)... -
DeclarationsDeclarations
$1.25 Billion Bail-Out "By taking this proactive step, we further... -
Business MovesBusiness Moves
The Hartford, Allianz SE The Hartford Financial Services Group Inc.... -
FeaturesAon Selling Auto Insurance Broker in California to Mercury General
Mercury Casualty Co., the largest insurance subsidiary of Los... -
FeaturesCalifornians Take Responsibility for Underinsurance
Californians overwhelmingly consider it their responsibility to... -
FeaturesSurplus Lines Association of California Increases Stamping Fee
The Surplus Lines Association of California Executive Committee and... -
FeaturesAvoiding Errors in Your Agency’s E&O
Is the Savings Worth Sacrificing Your Business? There have been... -
FeaturesLaw Changes Defense in Construction Defect Claims
New California Law Affects Wraps' Indemnity Contracts, Could Increase... -
FeaturesCab Driver’s Family Not Entitled to Uninsured Motorist Coverage in Carjacking
The estate of a cab driver who was killed during a carjacking is not... -
FeaturesWillis Report: California May See Less Shaking in Earthquake
Ground view of collapsed building and burned area as a result of an... -
FeaturesCourt: Pharmacy Can Be Liable for Dispensing Withdrawn Drugs
While nearly 100 pharmacists and the hospitals they work for face... -
FeaturesOregon Insurance Division Administrator Kipper Steps Down
Oregon's Department of Consumer and Business Services (DCBS)... -
FeaturesUtah Motorcycle Deaths Hit Record High
More motorcycle riders than ever have died in Utah in 2008.... -
Legal BeatBinders: A Short Primer
Understanding the Limits of Oral and Written Binders Insurance Code... -
FeaturesIdaho Links Into Online National Insurance Producer Registry
The Idaho Department of Insurance has created a new online option to... -
Closing QuoteReputational Risk … at Risk
Corporate Citizenship Could Offer Tarnished Companies the Best... -
FeaturesMontana State Fund Down About $26 Million in Market Tumble
The Montana State Fund lost about $26 million in late September when... -
It FiguresIt Figures
8.5% Decrease in the average property premium for the third quarter,... -
FeaturesCalifornia Recovers Nearly $13 Million Following 2007 Wildfires
Nearly one year after the October 2007 wildfires, the California... -
FeaturesForeclosed Residential Projects
When It's Broken, How Do We Fix It? Halloween has come and gone, but... -
FeaturesHas the Credit Crisis Litigation Wave Reached an Inflection Point?
D&O Insurance Marketplace Entering a Transitional Phase The growing... -
Editor's NoteJoe and Jo, Intrepid Agents
First there was GI Joe, then Joe the plumber. Now, though, there's...
National Coverage
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FeaturesAIG Crisis Highlights the Need for Insurance Professionalism
Are You an Insurance Professional or an Insurance Hack? Editor's... -
FeaturesGlobal Crisis Dominates A.M. Best’s London Conference
Execs Say Market Remains Attractive Even as Crisis Puts Pressure on... -
FeaturesAgents Joe and Jo on AIG and E&O
The federal government's recent bail out of American International... -
FeaturesRisk Managers Report Price Softening; Insurers Battle Surplus Decline
Property Premiums Fall Sharply; P/C Insurers Post Q3 Losses; Some... -
FeaturesMore Lawsuits, Firmer Prices on the Horizon for Executive Liability
Property Premiums Fall Sharply; P/C Insurers Post Q3 Losses; Some... -
Carrier WatchCommercial P/C Insurers’ Stocks Down 14%; M&A Activity at Historic Highs
Stock Prices: The turbulent stock market is not sparing commercial... -
FeaturesConning Research: Challenges, Threats Loom for Homeowners Insurance Market
The five-year period spanning from 2003-2007 served the homeowners... -
FeaturesThe Battle to Preserve Agency/Broker Value
As economic stagnation and current rate pressure weakens performance... -
FeaturesIncreased Vulnerability of Executive Suite Makes D&O a Critical Coverage
Public, Private and Non-Profits Cannot Afford To Be Without... -
FeaturesYoung Brit IPODs are Broke Says a CII Report
ING picks up a $13 billion cash injection; Climate change for fund... -
FeaturesLocal Governments Increase Homeowners Loss
Personal Lines Ordinance or Law Exposures Within 10 years of... -
FeaturesA Winning E&O Defensive Strategy
How Agents Block Claims In sports, the best offense is a great... -
FeaturesIndustry Gives Back to Biomedical Research and Treatment Institute
Sullivan Group's Chairman Leads Fundraising Campaign for City of Hope... -
FeaturesQuality Counts!
How to Keep Problems From Turning Into Claims We have all had... -
New MarketsNew Markets
The following markets were selected from the MyNewMarkets database of... -
FeaturesProperty/Casualty Insurers on Government Rescue Funds: No Thanks
Following reports that the U.S Treasury is considering adding life,... -
FeaturesMore E&O Coverage for a Reasonable Price Suits the Average ‘Joe and Jo’
Joe the "insurance agent" wants a reasonably priced errors and... -
FeaturesHow Independent Agencies Reduce E&O Exposure
40 Risk Management Steps Independent Agents Implemented to Lower... -
FeaturesSEC Reports Big Jump in Enforcement Actions
The Securities and Exchange Commission said that the second-highest... -
Features2008 Insurance Journal Agency E&O Survey at a Glance
The 2008 Insurance Journal Agency E&O Survey, conducted Oct. 3... -
FeaturesLetter to the Editor: Employers Can Help to Increase Professionalism
I read Christopher J. Boggs' commentary, "AIG Crisis Highlights the... -
FeaturesWhy Agents Choose Other Markets Rather Than Their Preferred Markets
While independent agents have their favorite carriers for certain...