Small Business Insurance/BOPs; Errors & Omissions; Nonprofits/Social Services/ Public Entities

In this Issue

Features
Local Fire Chiefs Depend on Neighboring Stations for Assistance
Property/casualty insurance agents should be aware that firefighters...
Features
Study Unveils Target Areas for Flood Policy Sales
But Selling More at Subsidized Premiums Could Sink Flood Program...
Features
Montana Wants More State Fund Oversight
The Montana State Fund is bucking a proposal for more legislative...
Features
Liberty Mutual Drops Direct Sales to Middle Market Businesses
Puts Faith in Independent Agents Liberty Mutual Group is throwing in...
Editor's Note
Change and Protect
Change is coming to Washington and to the National Association of...
Features
Start-Up Stories: How New Agencies Are Competing
Crop of New Agencies Is Defying the Hard Economy and Soft Market The...
People & Places
People
The California Insurance Wholesalers Association awarded Hank...
It Figures
It Figures
37,500 The number of number of independent agencies nationwide,...
Features
Certificates of Insurance and Agency Liability: What Agents Should Know
A common practice by insurance carriers is to inform their agents...
Features
USC Geographers Create U.S. ‘Death Map’ of Natural Event Fatalities by County
University of South Carolina geographers have produced a map of...
Features
Systematic Sales Strategy Should Be Priority No. 2 for Agency Managers
In this hard economy coupled with the soft market, most agencies...
Closing Quote
5 Risk Management Challenges for Public Entities in Today’s Economy
Local governments increased their commitment to risk management over...

National Coverage

Carrier Watch
Insurers’ Stocks Down 14%; Middle Market Carriers Active in Intermediary Acquisitions
Stock Price: Commercial lines stocks mirrored those of major indices...
New Markets
New Markets
The following markets were selected from the MyNewMarkets database of...
Features
Human Services Agencies Can Benefit from Agent Advice, Especially in Challenging Economic Times
Custom Coverages and Loss Control Can Help Non-Profits Survive While...
Features
Employee-Powered Excellence
With a Conservative View on Growth and Employees as Owners, J. Smith...
Features
5 Business Owner Policy Gaps and Pitfalls Agents Should Watch Out For
Business owner policies, traditionally referred to simply as BOPs,...
Minding Your Business
Time Management
10 Tricks of the Trade Time is the only resource we cannot recreate...
Features
How to Avoid Agency Errors and Omissions Claims
Advising Clients on Specific Dollar Values of Coverages They Need to...
Features
Study Shows Need for Standardizing Nursing Home Social Workers’ Credentials
Only Half of Nursing Homes Surveyed Employ Social Workers with...
Features
Pros and Cons of Running a Small Business Unit
Agencies Say SBUs Take Dedication, Technology But Offer Profitability...