February 7, 2011
Insurance Journal West Magazine

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Main Street America - Insuring America's Small Businesses & Their Owners, Errors & Omissions, Nonprofits, Social Services & Public Entities

In this Issue

• Features
  Nevada Lowers Workers’ Comp Costs 3.9%
  Nevada Insurance Commissioner Brett Barratt approved a filing for an...
• Features
  More Than Half of Car Crashes Involve Teen Drivers
  The impact of teen driver crashes extends beyond teen drivers'...
• It Figures
  It Figures
  80% California's Office of Administrative Law (OAL) approved state...
• Features
  Growing Waistlines Costing Economy in Large Proportions
  Measurements of the cost of obesity to the U.S. economy, as well as...
• Features
  E&O for Agents – A Necessity Even if Mistakes Don’t Happen
  Errors and omissions insurance is available, and necessary, not just...
• Declarations
  Declarations
  Seeking Revenue "Given the difficult economy, it is understandable...
• Business Moves
  Business Moves
  Brown & Brown, Balcos Insurance, Mike Howard Insurance Brown...
• Features
  United States Proposes to Open Roads to Mexican Trucks
  The Obama administration on Jan. 6, 2011, proposed a new inspection...
• People & Places
  People
  Portland, Ore.-based Durham and Bates Agencies Inc. selected William...
• Features
  Oregon Credit Score Law Cuts Insurance Rates
  Thousands of Oregonians are enjoying lower insurance premiums as a...
• Editor's Note
  CEOs on Main Street
  Elsewhere in this issue, we relate the view on Main Street from the...
• Features
  Court: Only English Required in Arizona Uninsured/Underinsured Form
  The Supreme Court of Arizona has ruled that the state's uninsured...

National Coverage

• Features
  The Mood On Main Street
  Has the recession changed how small business feels about insurance?...
• Features
  Lemons Into Lemonade:
  Making the Best of the Medical Loss Ratio Squeeze January 1, 2011...
• Features
  Issues to Consider When Placing Professional Liability
  When placing coverage for your clients, with a fair degree of...
• Features
  How to Become Chief Risk Officer for Small Business Clients
  Some small business owners are expressing their intentions to invest...
• Features
  5 Steps to Protect Organizations From Cyber Liability
  Because cyber crime has developed into a problem with potentially...
• Features
  Ace, WAHVE, FirstBest Win Insurance Entrepreneur Awards
  When it comes to innovation in insurance, Ace Private Risk Services,...
• Features
  Web Exchange
  IJ TV & Radio Things Ex-Risk Managers Wish They Had Known...
• Features
  Soft Market Not Over Yet
  Average renewal premiums for commercial lines property/ casualty...
• Features
  Reasons to Look Beyond Price in 2011
  Just weeks into the New Year, the experts' predictions appear to be...
• Features
  Public Entities Forced to Adjust Sails in Fiscal Storm
  State and municipal governments are facing tight budgets and many are...
• Features
  P/C Insurers Like Some of Obama’s Plans
  Property/casualty insurers found things to like in President Obama's...
• New Markets
  My New Market
  Chubb Masterpiece Market Detail: Agents Access offers personal lines...
• Features
  Main Street’s Hardest Hit Businesses
  Agents across the country — except in Texas and neighboring states...

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