PT Pro for Part-Time Professionals
Market Detail: Vanguard Specialty’s PT Pro program is specifically dedicated to part-time professionals, offering professional liability insurance to freelance lawyers, accountants, tech professionals, consultants and miscellaneous classes. Has pen.
Available Limits: Not disclosed.
Carrier: Nationwide; admitted; rated A+ by AM Best.
States: Available in 50 states plus District of Columbia.
Contact: Stephen van Wert; hello@ptprocover.com; 859-327-5594.
High Risk/High Hazard Workers’ Comp
Market Detail: HR & PEO Consultants offers workers’ compensation programs that provide an alternative solution for clients with high risk/high hazard exposures and high experience modifiers. Aggressive pricing provided through various deductible programs and very reasonable collateral requirements on the deductible programs. All types of accounts will be considered: high mod; cancellations/non-renewals; lapse or gaps in coverage; new business; no prior; height exposure over two stories and more. PEO Programs are designed to write the following types of risks: bus companies; cell tower work; garbage haulers; heavy construction; building operations; janitorial; landscaping; tree trimming; logging; roofing (commercial and residential); staffing operations; trucking, furniture movers, long haul and short haul, parcel; USL&H; manufacturing; bakeries and more. Loss control programs and safety programs are put in place to combine with the client in an effort to reduce exposure of potential claims and creating a safer work environment.
Available Limits: Not disclosed.
Carrier: Multiple carriers; rated A.
States: Available in 50 states plus District of Columbia.
Contact: Lisa DeNoto; ldenoto@hrpeoconsult.com; 561-866-8674.
Miscellaneous Professional Liability E&O
Market Detail: Indigo Specialty Underwriters provides service-oriented, technology-enabled solutions to meet the needs of a broad range of professional liability risks. Our team of industry experts will provide tailored professional liability coverage solutions for each client’s unique professional offering. Coverage: primary and excess; non-admitted; customized coverage. Capacity: $5 million (revenue under $50 million); $3 million (revenue over $50 million). Sample classes: advertising service; arbitrators/mediators; auctioneers; benefit consultants; billing services; bookkeepers; business brokers; claims adjusters; commercial real estate; customs brokers; document service; editing service; educational services; event service; employment agencies; energy consultants; environmental consultants; freight forwarders; healthcare consultants; hotel management; human resource consultants; insurance agents and brokers; litigation consultants; management consultants; marketing consultants; printers/product promotions; property managers; public relations firms; real estate agent/broker; regional franchisors; risk management consultants; staffing firms; tax preparers; testing labs; third party administrators; title agents; travel agents; trustees.
Available Limits: $5 million (revenue under $50 million); $3 million (revenue over $50 million).
Carrier: Non-admitted.
States: Available in 50 states plus District of Columbia.
Contact: Roberta Loura; rloura@indigouw.com; 860-306-6242.
Drone Agricultural Use
Market Detail: STRAVA Specialty is an MGA providing best-in-class solutions for the contracting and consulting industries, including agricultural risks. We have the expertise and products to provide pollution and professional liability for drone usage in agricultural solid/liquid application (herbicides, pesticides, seeding, dust control, etc). Premiums and retentions start at $1,000.
Available Limits: Not disclosed.
Carrier: Accelerant Specialty Insurance Co.; non-admitted; rated A- IX.
States: Available in 50 states plus District of Columbia.
Contact: Jen Staiber; submissions@stravains.com; 623-473-6261.
Luxury, Mega & Elite Yacht Coverage
Market Detail: JSM Brokerage Insurance and Risk Management offers luxury yacht, mega-yacht, and elite yacht policies for high valued vessels. These policies provide a superior level of protection and policy terms along with exceptional service that luxury and elite yacht owners have come to expect.
Available Limits: Not disclosed.
Carrier: Admitted; non-admitted.
States: Available in 50 states plus District of Columbia.
Contact: Mike Mecurio; JSMMarineIns@gmail.com; 954-427-1228.
Restaurants, Bars & Taverns, Dining
Market Detail: From single-independently-owned locations to corporate-chained establishments, Granada Indemnity Co. offers specialized insurance coverages including commercial package policy (CPP), property, general liability, liquor liability (NY, NJ, CT only) and spoilage for a variety of restaurant risks: bars and taverns; dine in; take out; family style; cafes; sushi/hibachi; food trucks; bakeries; delis; pizzerias; fast food and off-premises catering; and more. New ventures and 24-hour exposures acceptable. Marketed through independent brokers. Direct appointments available; has pen.
Available Limits: Not disclosed.
Carrier: Granada Indemnity Co.; admitted; rated A- by AM Best.
States: Available in Connecticut, New Jersey, New York, Pennsylvania.
Contact: Tim Cotugno; tcotugno@granadainsurance.com; 516-431-9191 x3236.
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