My New Markets

Allied Health Professional Liability

Market Detail: ProAlly provides monoline health professional liability insurance. Coverage is offered on a claims made and defense within the limits basis, either with or without incident reporting. Includes coverage for current and former employees, volunteers, directors, and officers; vicarious liability coverage, including coverage for acts of independent contractors; defense coverage for abuse and molestation coverage for employee/client/third party; no binding arbitration requirement; dedicated underwriting expertise; next generation claim handling. Has pen; appointment required.

Available Limits: $1 million/$3 million limits standard; retentions as low as $0.

Carrier: Non-admitted; rated A- by AM Best.

States: Available in 50 states plus District of Columbia.

Contact: Mark Fintel; contact@pro-ally.com; 623-473-6277.

Wraps (OCIP & CCIP)

Market Detail: Hull & Company / Bridge Specialty has multiple markets offering: wrap-up policies; project specific policies; owner’s interest policies; discontinued operations; take over wraps/ projects; practice policies — residential artisan contractors*; residential general contractors/home builders.* (*Some limitations may apply to new residential construction or work in CD states.) Primary and supported excess limits are available; will consider liability limits up to $5 million total; minimum retention of $10,000, depending on product line and account characteristics; blanket additional insureds available, depending on product line and account characteristics; waiver of subrogation; primary and non-contributory wording. Appointment required.

Available Limits: Liability limits of up to $5 million total; minimum retention of $10,000, depending on product line and account characteristics.

Carrier: Various; non-admitted; rated A by AM Best.

States: Available in Arizona, California, Colorado, Florida, Hawaii, Idaho, Nevada, Oregon, Wyoming.

Contact: Jeff Case; jeffrey.case@hullstk.com; 866-434-2210.

Community Association Umbrella/Excess Liability Insurance

Market Detail: Community Association Insurance Solutions LLC offers a community association high-limit umbrella insurance product dedicated to community associations and their specialized coverage needs. The product is available for nonprofit habitational community associations including homeowners’ associations (HOAs), townhomes, residential/commercial condominiums (condos), and residential/commercial planned unit developments (PUDs). The umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. Appointment required.

Available Limits: Five limits — $5 million, $10 million, $15 million, $25 million, and $50 million.* (*$50 million limit includes a primary layer of A+ rated $25 million excess liability (including EPLI), and a secondary layer of A++ rated $25 million excess liability, excluding EPLI.)

Carrier: Not disclosed.

States: Available in 50 states plus District of Columbia.

Contact: Gary Deck; gary@caislive.com; 916-212-8310.

Architects & Engineers E&O Market

Market Detail: Draftrs Inc. offers design professionals E&O insurance covering architects, engineers, interior designers, land surveyors and many other specialties within this professional sector. The product is underwritten by an A-rated carrier and is admitted. Small firms up to $1 million in revenue are covered. Offers full commissions and works with both generalist and specialist agencies. Instant online quotes, billing, endorsements and automatic renewals available. Fast appointments; has pen.

Available Limits: Small firms up to $1 million in revenue are covered.

Carrier: Markel Insurance Co.; admitted; rated A by AM Best.

States: Available in most states plus District of Columbia; not available in Alaska and Kentucky.

Contact: Paul Beck; support@draftrs.com; 214-210-3476.

SIU Trucking Program

Market Detail: Southern Insurance Underwriters Inc. (SIU) has launched a trucking program with Obsidian Insurance Group (Obsidian), an AM Best rated A- hybrid program carrier group. The new trucking program provides coverage for one to nine power units. SIU offers two programs focusing on a broad range of risks from radius classes of 1 mile to 300 miles and over 300 miles. Telematics is required for participation in the programs allowing for more accurate pricing of risks and tailoring of coverage within the program. Has pen.

Available Limits: Not disclosed.

Carrier: Obsidian Insurance Group; admitted; rated A- by AM Best.

States: Available in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee.

Contact: Amber Elrod; marketing@siuins.com; 800-568-1700.

Earthquake

Market Detail: ICW Group offers earthquake insurance products and services for commercial property owners and tenants through a trusted network of independent agents and brokers. ICW Group is a financially stable A-rated carrier, has a capacity of up to $60 million, and considers all classes of commercial property. Skilled underwriters use three earthquake models to evaluate risk and provide a customized solution at a competitive price.

Available Limits: Not disclosed.

Carrier: ICW Group; admitted; rated A by AM Best.

States: Available in 50 states plus District of Columbia.

Contact: Jessica Northrup; jnorthrup@icwgroup.com; 800-877-1111.